Staff Profiles


  1. Ph.D (2018) in Commerce from Bharathiar University - waiting to defend the same

  2. Dissertation: "A Study On Credit Risk Management Of Educational Loan In Indian Banks"

  3. M.Phil from Madurai Kamaraj University(2007)

  4. Dissertation: " A Study on CRAMEL Model in Indian Public Sector Banks"

  5. M.Com from Bangalore University(2005)

  6. Dissertation: "A Study on Evaluation of Non-Performing Assets of Banks in India"

  7. B.Com from Bangalore University (2003)

Additional Qualification
  1. Qualified the National Eligibility Test (NET) with the University Grants Commission(UGC)
    Qualified the Intermediate Level Examination (2011) with the Institute of Cost and Work Accounts (ICWAI)

Work Experience
  1. Lecturer St. Josephs Evening College (2005-06)

  2. Assistant Professor St. Josephs College of Commerce (2005 till date)

Area of Expertise
  1. Finance and Accounts

Books Reviewed

• Corporate Accounting
• Cost accounting
• Cost and Management Accounting
• Three books were reviewed for McGraw Hill Publication

Paper Published
  1. "A Study on Management of Working Capital in Banking Sector - Public and Private"

  2. "Advertisement and its impact on consumer buying behaviour on healthcare products in BANGALORE CITY".

  3. "A Comparative study of NON-PERFORMING ASSETS of Banks in INDIA - PUBLIC AND PRIVATE"

  4. "A study on the Performance of Educational Loan of Public Sector Banks in India"

  5. "Impact of Cultural Beliefs on Women Empowerment - A study of the Devadasi's in North Karnataka

Seminar/Conferences attended


BJES Projects Completed/ On going
  1. "Socio Economic Appraisal of the Devadasi System - A Study with Special Reference to Vijayapur & Bagalkot Districts of Karnataka" - Completed

  2. "Socio Economic Impact of Poverty on Enrollment and Dropout in school education - A study in Raichur District" - Ongoing Project

Key Responsibilities
  1. 2016 till date - Coordinator of B.Com Travel and Tourism and Industry Integrated

  2. 2008 - 2011 - Student Governor

  3. 2005 - 2016 - In-charge of Dance and Music club

  4. 2005 - 2008 - In charge of Sports and Cultural activities

  5. Board of Studies - St. Josephs College, Indian Academy College, SJCC

  6. Question Paper setting - JNC, SJC, Indian Academy, Jain University, SJC (Evening), BSSS College, Bopal, SJCC.

Brief summary of career

Dr. Suganthi Pais is a Ph.D in Commerce from Bharathiar University, Coimbatore and M. Phil in Commerce from Madurai Kamaraj University, Madurai. Her core area of research is Banking and Finance. She has a 12 year experience in the field of teaching and has 5 research papers to her name. She is an experienced and skilled student focused professional. She has strong leadership and management skills and excellent subject knowledge.

Email :

163, Brigade Road, Bengaluru- 560 025 |
Ph. Nos: (080) 2536 0644 / 46
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