B.Com (Fintech)

Department of Commerce, St. Joseph’s College of Commerce (SJCC), with its established reputation in commerce education and its strong focus on industry relevance and employability, is well positioned to introduce a B.Com with Specialisation in FinTech. India’s financial services sector is undergoing rapid digital transformation, driven by UPI, digital banking, digital lending, AI, data analytics, blockchain and other emerging technologies. At the global level, FinTech-related roles are also among the fastest-growing occupations, highlighting the increasing demand for professionals who combine financial knowledge with digital and analytical capabilities.

In this context, introducing a B.Com. Specialisation in FinTech will enable students to build a strong foundation in accounting, finance, economics, taxation and business while developing industry-relevant capabilities in digital payments, digital banking, financial analytics, AI, risk, compliance and emerging financial technologies.

Grant Thornton Bharat Collaboration
The programme will be further strengthened through the institution’s tie-up with GT Bharat for delivery of specialised content, enabling industry-oriented learning through practitioner inputs, contemporary case studies, projects and applied FinTech exposure. The programme will therefore address the growing employability gap between traditional commerce education and the evolving requirements of banks, NBFCs, FinTech companies, payment firms, consulting organisations and technology-enabled financial services, positioning graduates for a wide range of emerging career opportunities.

• To build a strong foundation in commerce and finance while developing an understanding of the evolving digital financial ecosystem.
• To develop industry-relevant FinTech skills in digital payments, banking, lending, analytics, AI, blockchain, risk and compliance.
• To integrate financial, digital and analytical skills for data-driven decision-making and solving real-world financial problems.
• To provide industry-oriented experiential learning through practitioner engagement, case studies, projects and specialised content in collaboration with GT Bharat.
• To enhance employability and entrepreneurial readiness for emerging careers across banks, NBFCs, FinTech firms, consulting and technology-enabled financial services.

• Integrated Commerce & FinTech Learning: Strong foundation in commerce, finance, economics and taxation combined with specialised learning in digital payments, banking, lending, analytics, AI and blockchain.
• Industry-Integrated Education: Practitioner-led learning, contemporary case studies and specialised content delivered in collaboration with GT Bharat, connecting academic learning with industry practices.
• Experiential & Technology-Enabled Learning: Live projects, applied assignments and data-driven learning that develop practical digital, analytical and problem-solving skills.
• Career & Future Readiness: Preparation for emerging careers across banks, NBFCs, FinTech firms, payment companies and consulting, with emphasis on innovation, risk, compliance and professional ethics.

The syllabus of the programmes is regularly scrutinized during the Board of studies meetings held twice a year. The Board of studies will comprise of members from faculty, subject experts and industry experts, who will provide insight and suggest the new additions to be made to the syllabus

• Web based learning – Trained faculty
• Role Play and practical assignments
• Guest lectures and seminars from Resource Persons from Industry
• Case study and presentations
• Panel discussions and symposiums
• Continuous evaluation through Internal Assessments and End Semester Examination

• Foundations of financial services, digital finance, FinTech business models and financial inclusion.
• Digital payments, open banking, Account Aggregators, neo-banking and payment security.
• Artificial Intelligence and Machine Learning applications across fraud, credit, conversational banking and wealth management.
• Data analytics, dashboards, customer segmentation, predictive analytics and financial storytelling.
• Digital lending, credit scoring, automated underwriting, product design and new-age finance products.
• Automation, chatbots, blockchain, APIs, RegTech/SupTech and emerging technologies.